Financial Advice from David Giertz

A recap of the interview

Preparing for retirement is crucial to have a smooth life after retirement. It is necessary and beneficial to plan for retirement early enough. One of the most experienced financial advisors; David Giertz pointed out a few things to do before retiring. Saving for early retirement is not easy. Besides, not knowing how much money one will need in retirement makes it even harder.

It is beneficial to a pension plan that savings are made well in advance before retiring. Consequently, one has to consider investing because savings will not be enough for the period after investment. It is important to remember that after retirement, spending more and earning less is a possible occurrence. It is advisable to save for health expenses which go up significantly in the period after retirement.

Knowing which investment pick, how much to invest and the moment to do so is important as well. That aside, David Giertz says that one has to consider the amount of money saved for retirement. For one to retire at 60 years, approximately 13-15 times the annual income needs to be in saving. This figure shoots up to 33 times when retiring early. In that case, it is advisable to seek guidance from an expert to help decide on which retirement plan to consider and the consequences of early withdrawals.

About David

David Giertz is a financial expert in the United States working with the Nationwide Services Corporation in Dublin, Ohio. He is the president of Distribution as sales at the firm. He has over 30 years of experience as a financial advisor. Besides, he is also a broker registered with FINRA.

David Giertz is a pacesetter in the financial market in the US. He has a good record to back him up where he has grown revenue amount to billions in different companies. Notably, David Giertz has worked alongside several community organizations to spread financial knowledge. He holds a first degree; Bachelor of Science from Millikin University and also an MBA from the University of Miami.

Read more about David Giertz:http://www.nbcdvd.com/david-giertz-president-nationwide-financial-distribution-sales/

Sheldon Lavin, the Man behind OSI Group

Sheldon Lavin serves as the chairman and CEO of OSI Group, LLC. He has an enormously high profile in the meat and food processing industry. He is currently the president of OSI International Foods Ltd where he regulates and executes the company’s tasks.

Previously, he played a role in financial consultation of Otto $ Sons. He had the opportunity of becoming the Midwest supplier of hamburgers to the McDonalds Corporation. Over time, he developed broad knowledge in the food processing industry. The firm later advanced to OSI Group.

Under his leadership, he saw OSI Group grow from a local food processing company to an international standard. The company gradually spread to 60 different locations across 60 countries. As a result, Lavin received the honor and awarded a Global Visionary Award by Vision World Academy in 2016.The award came after he steered the company’s operations to international scenes which contributed to job growth across states all over the world. On recognition, Lavin proudly appreciated the prestigious award for the massive work he put into building the international firm.

More to growing OSI’s operations around the world, the organization has received several environmental and sustainability awards under Lavin’s supervision. He strongly hopes that coming generations of leaders will follow suit and learn to consider priorities in their areas of practice. That is by paying attention to key issues that affect the growth of companies and having mitigation measures to handle challenges along the way.

Following his successes, he seeks to be an inspiration to leaders and insists the importance of dedication to their work. This way, individuals at different leadership ladders can contribute to the enhancement of their operations and attain success on international standards. More to this, aim to improve the employment status and create opportunities for the society.

Previously, Sheldon Lavin worked as a Director of National Fish and Wildlife Foundation. Besides being the president of OSI Group, he serves at Rush University Medical Center as a General Trustee. The degree holder in Accounting and Finance has received several awards from the business industry and non-profit organizations. For more info about us: http://www.osigroup.com/news/ click here.

With what he has built in the past, he hopes to do more in future. As a generous person, Lavin has previously featured in charitable causes such as Ronald McDonald House Charities, Inner Jewish Fund, and Evans Scholarship Fund. Additionally, he has given back to his society by helping individuals along his journey to success.

Talkspace Becomes Huge App for Young Generation

The young generation of smartphone and tablet users are embracing technology in a whole new way. They are not waiting around and going to physical stores to shop when they can utilize an app to make purchases. They are not using their phones to make calls as much because they are communicating with friends through

SnapChat, Facebook, Twitter and text messages. There are also an assortment of things that people can utilize in order to get help if they are dealing with personal issues through their smart devices. One such thing is an app call Talkspace.

This has become a popular app that has connected the young generation to licensed therapists that are willing to help people deal with an assortment of different problems.

People that are interested in getting a therapeutic counseling session at a slower-paced may take interest in what Talkspace space has to offer. This is also a company that provides therapy through texting at an affordable cost. That may be one of the things that people dread the most when they consider going to a physical therapist and sitting in an office. They may feel that they cannot really afford to pay a therapist. This is why the Talkspace option is so valuable.

There are people like Alicia Winkle that are helping lots of people that are in need of counseling. She is a licensed therapist for Talkspace, and she has made it possible to change the way that people look at their lives. She gives insight and helps people process their thoughts. People can certainly benefit from something like this because it creates a balance that they may not have had before. Someone with a borderline personality disorder, for example, may have better Insight on how they can change their lives through regular text therapy.

Dr. Clay Siegall’s Targeted Therapy: the New Hope for Cancer Treatment

When it comes to treating or eliminating cancer, Dr. Dr. Clay Siegall believes that the old treatment methods such as systemic chemotherapies will soon become obsolete. According to Siegall, as the efficacy of targeted therapies becomes a reality in the near future, old therapies will be replaced by more tolerable and effective targeted drugs.

Dr. Clay Siegall & Seattle Genetics

Dr. Clay Siegall is the current CEO of the Seattle-based biotech company, Seattle Genetics. The company specializes in the research and development of targeted therapy drugs for cancer and other types of diseases that haven’t seen significant mortality progress in the recent past.

Since its inception in 1998, Seattle Genetics, under the leadership of Dr. Clay Siegall, has realized great milestones in the targeted therapy industry. The company has managed to develop the fist FDA-approved ADC (antibody drug conjugate) and has partnered with renowned drug manufacturers including Pfizer, Bayer, and Genentech among others.

The company has managed to grow from a small startup company with a handful of researchers to a global player in the cancer treatment industry. Dr. Clay Siegall has even bigger plans for the firm: with increasing list of drugs under development and expanding number of potential indications for the firm’s existing drug portfolio, Dr. Siegall believes that the company is well positioned to shake the 21st century drug development arena.

Another factor that makes Seattle Genetics a force to reckon with in the drug development industry is their diverse profit portfolio. Besides ADC earnings, the company is also earning substantial amount of money from production partnerships and a wide range of licensing technologies that they develop. Their ADC collaborations have also given them an opportunity to extend their technology reach, allowing them to allocate more resources to fresh ideas and approaches to helping patients.

Dr. Clay Siegall is an alumnus of the University of Maryland (B.S in zoology) and George Washington University (Ph.D in Genetics). He is also a recipient of a variety of awards, including the 2012 Pacific Northwest Ernst and Young Entrepreneur award and the University of Maryland’s Alumnus of the Year (2013) for Computer, Math and Natural Sciences among other awards. He also holds 15 patents and authors on over 70 reputed publications.

Cassio Audi In Heavy Metal

Formation of the Viper Band
When growing up, Cassio Audi had the desire to be famous. He was confident in his musical talent and was sure it would help in achieving his dream, if well exploited. In order to achieve this, Cassio joined a group of teenage friends, who played music and formed a band. This band was known as the Viper band. It was the first heavy metal band that dominated Brazil for four decades of success.

Cassio’s Inspiration
In the Viper band, Cassio played a significant role as the drummer, songwriter, and a leader. He was responsible for maintaining the unity of the four band members namely; Felipe, Cassio, Yves, and Pit until 1989. When composing the music, the band was highly influenced by the British bands of the 80s and the Iron Maiden.

The Albums
Through the Viper band, Cassio Audi won numerous awards, made top songs, and rose to the international status. His influence is remembered due to his first demo recordings on ‘Soldiers of Sunrise’. This was a classic time for the band, that was made of teenagers.Other albums that Cassio helped compose are the ‘Killer Sword’ in 1985, and the ‘Theater of Fate’. The combination of several genres like the thrash metal, heavy metal, alternative rock, and power metal, made the Viper band performances outstanding. As a result, they were invited to several shows.

End of Music Career
Cassio believes he has to exploit any talent, he feels he has. This propelled him pursue a degree and a master’s degree in Business Administration, that laid a foundation for his venture into the business sector. Despite the change of career, Cassio continues to incorporate the music skills, in his current career as a project and strategic planner. Further, having served as a leader in the band helps him exercise the open leadership style, which has made him a successful corporate leader.

For more information follow Cassio Audi on Facebook, here.

White Shark Media Reviews-What Customers Have to Say

Business today means a lot of catching up with the current trends in business. Technology and the advent of IT have completely changed how we do business. Previously, methods of advertising such as radio, TV and other press were the most effective in reaching the masses. However, the internet has overtaken them and today; you need an online presence to thrive in business. White Shark Media has been in business since 2007, and their main aim is to help struggling companies to establish an online presence and improve their profitability. Below is what their customers feel about their services.

“If you need a reliable person for SEO, White Shark Media is the ideal company to go to. They are the best in creating the type of content that will be received favorably by readers in your niche. They are also great when it comes to dealing with keyword selection and optimizing the content for Google and other search engines. The difference between the company and many others in their line of business is that instead of giving some package for you to try out, they will be physically present at your premises and monitor every step of your progress.”

Another customer confided that he was getting a lot of traffic to his website, but the only problem was converting the leads into important business. He stated that when he contacted White Shark Media, they started by assessing the site and trying to figure out what was the problem. They realized that the landing page did not have enough incentive to make the prospective customers feel compelled to do business with the site owners. They, therefore, edited the headlines and created taglines with a motive.

“This has been great for our business because it has helped us understand that marketing a business online is a continuous process. We are doing much better all thanks to them.”

ClassDojo Use Expands

Staying on top of their children’s education is a very important job that all parents year. Since many families today have two working parents, this can be a very hard task as it can be difficult to find time to meet with teachers and other educators. Fortunately, there is a new and growing application that is being used by educators across the country to provide more communication.

The new application that is taking the education industry by storm is ClassDojo ClassDojo is and application that is available on any smartphone or tablet. It can be used for a wide variety of purposes. Historically, it has been used by parents and teachers to connect through a secure messaging service, but is now used for many different functions. Today, teachers are able to use it to provide parents with classroom updates, give test score results, provide regular schedule changes, and even post pictures and create an online yearbook.

The use of the ClassDojo application is also continuing to grow exponentially. Today, it is estimated that at least one teacher and nearly 80% of schools across the country use the application. The company has also raised over 10 million dollars in venture capital equity that will be used to further enhance the growth. The money is going to be used by the farm for marketing, expansion, and to develop new uses for the application. It is expected that the application will soon be used in higher education fields including college and post-graduate programs.

Oncotarget Publishes Study That Points To Improvement Of Targeted Therapies For Pancreatic Cancer Patients

One of the most fatal forms of pancreatic cancer is ductal adenocarcinoma because of its poor response to current treatments. Researchers recently found new information about DNA damage repair in relation to sporadic and germline mutations. Germline mutations such as BRCA1, BRCA2, ATM and several others are commonly reported in pancreatic cancer patients. The BRCA mutations were the most prevalent. New research using targeted therapies has shown success for people with the BRCA mutations who had cancer of the breasts or ovaries. Similar treatments are currently being tested on people with pancreatic cancer. Although the results are incomplete, they look favorable so far.

What Is Pancreatic Ductal Adenocarcinoma?

PDAC is considered the deadliest human malignancy. In the United States, the overall five-year survival rate is 7.7 percent. For patients who have surgery followed by chemotherapy to treat PDAC, the five-year survival rate is 28.8 percent. In metastatic PDAC patients who received the current top chemotherapy combination, the median survival period was barely over 11 months. In another clinical trial using a different combination of drugs, the median survival period was 8.5 months. Researchers said that recent improvements may show hints of developing benefits in new targeted therapies. Past clinical trials did not show significant benefits.Pancreatic cancer is one of the top five culprits of cancer deaths in the United States. It is expected to move up the list to number two by 2030. Unfortunately, the disease is not usually discovered until it has progressed, and it often progresses fast. Screening can be difficult since PDAC is more positively related to sporadic genetic mutations rather than family history. Researchers said that only up to 10 percent of PDAC patients have a family history of pancreatic cancer.There are several diseases and syndromes that have been identified with a greater risk of developing pancreatic cancer. They include the following:

  • Hereditary breast and ovarian cancer
  • Familial atypical multiple mole melanoma
  • Hereditary pancreatitis
  • Peutz-Jeghers syndrome
  • Familial adenomatous polyposis
  • Hereditary nonpolyposis colorectal carcinoma

In addition to the BRCA1 and BRCA2 gene mutations, PALB2, ATM, CDKN2A, TP53, MSH6, MSH2 and MSH1 are the most common germline mutations associated with PDAC development risk. Germline mutations result in a deoxyribonucleic acid damage repair deficiency because of homologous recombination breaks. Deoxyribonucleic acid repair allows cancer cells to alter and survive the damages of genotoxic stress. The BRCA1 gene’s job is to signal DNA damage repair, and the BRCA2 gene is supposed to regulate RAD51 for homologous recombination. When used with chemotherapy agents, ADP-ribose and PARP inhibitors have helped induce damage repair when the DNA repair mechanism is impaired. The treatments were used in breast and ovarian cancer patients who had the BRCA1 or BRCA2 gene mutations.

Testing Targeted Therapies

The researchers referenced two previous studies using the targeted inhibitors with chemotherapy. In one study with 306 random consecutive pancreatic cancer patients, Ontario researchers did not find a significant relationship between family history of pancreatic cancer and either of the two BRCA gene mutations. Also, they did not find a positive relationship between family history of BRCA gene mutations in relation to family history of ovarian or breast cancer. None of the patients who carried BRCA gene mutations met the Ontario Ministry of Health’s requirements for familial PDAC risk, which meant that they would not have qualified for genetic testing prior to diagnosis.

In another study, researchers tried to improve their estimation abilities for detecting BRCA mutations. To do this, they chose patients whose family members had been diagnosed with pancreatic, ovarian or breast cancer. Patients also reported any other cancer diagnoses in their families. Researchers found that the strongest connection was between people who had PDAC and had a family member who was diagnosed with breast cancer. They also found that several PDAC patients had family members with colorectal cancer. However, they did not find a significant amount of PDAC patients with family members who were diagnosed with pancreatic cancer. Only about 20 percent of the patients who had PDAC in that group would have qualified for genetic testing.

In a separate study of 159 random patients who sought genetic testing on their own, there were 24 reported pathogenic mutations related to a higher risk of developing PDAC. According to several past studies, researchers have determined that the most dangerous genetic mutations are most common among people with Jewish heritage. They said that previous studies reveal the need for more extensive testing among pancreatic cancer patients. Testing could help lead to the development of more targeted therapies. As they noted in their referenced studies, combination therapies that target the BRCA gene mutations are improving. Although family history is not always a positive indicator and most pancreatic cancer cases are sporadic, researchers said that improved recruitment and screening of individuals whose family members have been diagnosed with PDAC is needed for improving future research.

About Oncotarget

Oncotarget was founded in 2010. It is an online medical journal that publishes peer-reviewed research papers and reviews. The publication is one of the few open-access journals online. It is published by Impact Journals and edited by Mikhail Blagosklonny and Andrei Gudkov. When Dr. Gudkov lived in Russia, he earned two doctoral degrees. He worked with the National Cancer Institute, the Cleveland Clinic Foundation and several other health organizations after coming to the United States. Dr. Gudkov currently serves as a chairman for Roswell Park Cancer Institute in New York. Dr. Blagosklonny also earned two doctoral degrees and serves as an oncology professor at Roswell Park Cancer Institute. He specializes in aging and cancer, and his background includes teaching at other medical facilities. Genetic discovery and targeted therapies are two areas of interest for Dr. Blagosklonny and Dr. Gudkov.When Oncotarget first started, there were weekly publications. Since the journal became so popular, Dr. Gudkov and Dr. Blagosklonny decided to issue two publications per week. The new issues are released on the Oncotarget site every Tuesday and Friday. The journal currently holds a 5.168 impact factor, which is large enough to greatly improve the reach of any cited study or review included in a publication.

Lifeline Screening Top Benefits of Health Screening and How to Prepare for it

The advancement in the field of medicine has considerably helped in expanding the lifespan of the people. Many of the diseases that were incurable before can be easily cured today, and many health screenings can be performed today to detect the presence of any deadly diseases. Health screenings are essential to ensure that the body is functioning well and there are no major concerns that might need medical attention. Often, due to the hectic and stressful lives, people tend to forego the few minor symptoms they go through each day. However, even the minor symptoms may be the sign of the presence of something bigger in your body. Most of the diseases start silently in the body, and if not detected at the earlier stages, it can take a much larger form, when the treatment of the same becomes much more challenging and complex.

However, thanks to the comprehensive range of screening available these days, people can easily go for screening and consult with their family physician later on as per the screening results. The doctor can check the screening results and take the remedial steps as they deem necessary. Lifeline Screening is the biggest and the most trusted names when it comes to health screening services in the United Kingdom and the United States. It is a community-based screening services provider and has centers across the United States and the United Kingdom. The company has carried out close to 8 million screenings till date, and the count is increasing with every passing day. Lifeline Screening has played a vital role in propagating the importance of health screenings in the world, where many deaths are occurring just because the disease remained undetected earlier on.

If you have taken the appointment for health screening at one of the clinics of Lifeline Screening, make sure to follow the steps to prepare yourself for the testing. It is important not to have a large meal before the screening, but a light one at least four to six hours before when the testing is scheduled. Make sure that you do not dress up for screening, but were simple and light clothes as multilayered clothing can be a hassle during the testing. Do not drink alcohol before the screening and avoid using lotions or oil before the screening is scheduled. If you are on medications for any health concerns for long, you can continue to have it as planned.

Learn More: www.lifelinescreening.com/Who-We-Are/Careers

Influential Woman in the Society: Lori A. Senecal.

Lori A. Senecal , previously KBS Global Executive Chairman, is responsible for driving the strategic perception over at MDC. In her capacity, she works with the MDC partner agencies in consultative plan to increase growth and cross-collaboration. Working with clients to help smoothing the structures across partner potentials is one of her major roles. When working at KBS, Lori A. Senecal centralized on the agency’s global vision and development.

Being the youngest of four children has had a profound impact on her development as it has helped shape her into the kind of leader she’s become. She has worked hard to carve out her own unique identity and success. She believes in her dreams and is always keen on taking bold steps towards its accomplishment.

Lori Senecal has believed in the power of culture to make positive impact to the society new idea introduced throughout her career. This has always been the driving factor behind her high level management standards. She has put her mind on building a culture that will inspire people. At her years in KBS, power of invention is their biggest belief and they put more attention on how to help their staff improves.

She has done more than enough for the development of the company within a short period of time there with her immense talent and hands-on approach to marketing which has helped the company to have a huge effect on both the business and culture, reveals adweek.com. Among keeping the business in check, she also had to effectively manage and coordinate with their many offices, including their international offices. As a result of this, she will retired by the end of this year.

Lori A. Senecal has improved her strategic affiliations within the industry, promoted international growth agencies, produced a new business development and led different blue chips worldwide accounts with Coca-Cola, Nestle, and BMW over the course of her career. In her duty as CEO of the MDC Partners network, a position she has maintained while with CP+B. She worked closely with different agencies leader that depicts the greatest growth and influence within the MDC Partners family.

Ref: http://www.adweek.com/tag/Lori-Senecal/